Dave Ramsey – Buy Mutual Funds Not Stocks
Dave explains why it is a better idea to buy Mutual Funds over stocks.
Helping to understand investing in alternative energy mutual funds.




Dave explains why it is a better idea to buy Mutual Funds over stocks.
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CutOff16 posted: 21 Apr at 2:34 pm
dave is a good guy for bashing home the point our parents should, can’t afford it don’t buy it! I cannot agree with his investment advice, or anyone’s advice. Remember Jim Cramer? if your going to invest, YOU make the money, YOU make the call, do your homework, study study study! Beware of free advice! Beware of GOLD! If youMAKE the money to invest, then You should MAKE the time to scrutinize all avenues! Free Advice can Bankrupt You!!!
CutOff16 posted: 21 Apr at 3:22 pm
dave is a good guy for hammering home the point our parents should, can’t afford it don’t buy it! I cannot agree with his investment advice, or anyone’s advice. Remember Jim Cramer? if your going to invest, YOU make the money, YOU make the call, do your homework, study study study! Beware of free advice! Beware of GOLD! If youMAKE the money to invest, then You should MAKE the time to scrutinize all avenues! Free advice can bankrupt you!
tlslayer48 posted: 21 Apr at 3:55 pm
Just a question…How many of you are millionaires? Oh none….. ok.
407buddy posted: 21 Apr at 4:00 pm
Family meeting folks, need to cut cost, OK how about canceling all insurance policies (frauds anyway) walk away from credit card (Fico: a huge fraud). Hey,..it’s Just a pragmatic family “got to survive” business decision. Got the idea from too big to fail banks, they are really good at it. Gonna start me a family veggie garden, pop me a cool one and,…
well fuck it.!
vegaswolf posted: 21 Apr at 4:03 pm
66.21% of mutual funds underperformed the S&P1500 from 2004-2008. 79.06% of mid cap failed to match the index. From 1999-2003 the numbers were worse. Source: Justin Fox CNN Finance. You have to really do homework and most that perform well are closed-end or have very high buy ins.
Smartguy561 posted: 21 Apr at 4:32 pm
You apparently don’t understand Mutual funds. you say the fund managers are the only ones who make profits? Baloney! If I invest say $100 a month and do DOA (Dollar cost averaging) and get an average rate of return on my money of 10-12% (12% is the avereage for the stock market over the long term) do you think I will be complaining that the fund manager gets paid for what he does? No! Follow the rule of 72! My money will double every six years!
dex1391 posted: 21 Apr at 5:29 pm
By June 1982, the price of gold had fallen to less than $300 an ounce. And more than 20 years later, in January 2002, it was still trading at less than $300.
dex1391 posted: 21 Apr at 5:39 pm
I love the Dave bashers. Especially the ones giving the recent trend as a reason to continue to buy gold.
In January 1980, the price of gold hit $850, an increase of over $700 from its price just five years earlier. (Sound familiar?)
The media was filled with headlines eerily similar to todays — fears of inflation, a falling dollar, huge budget deficits and foreign policy problems.
chuckminsterabby posted: 21 Apr at 6:15 pm
How to start, Dave, why the fuck would you recommend Mutual funds holy shit if you pull this card you might as well do index funds without all of the god damn fees. I agreed with all of the statements he is full of shit. Smooth talker bad investor hes on the let it ride routine. Keep working Dave.
jwill808 posted: 21 Apr at 6:36 pm
You are totally correct my friend !
jwill808 posted: 21 Apr at 7:16 pm
Broke…poor…idiotic..hum. Considering the fact that fund managers are the only one who make profits of mutual funds…I think those who buy those funds are nothing but sheep being led to the slaughter. You want some real money advice listen to my show ” Money Does Grow on Trees”
cfdutchmaster420 posted: 21 Apr at 7:49 pm
1982-2000 Bull Market
Average SP500 annual return…13.4%
Average mutual fund return…4.%
Dave Ramsey is a dope. Fantastic message of getting out of debt. Investment advice…disastrous! Tell him to get off his high horse, calling people “ignorant” and “idiot” and “kook”.
Says gold is a “dumb” investment, owns none.
Since 2000…gold +400%
Since 2000…stocks -40%
Ps2Viper87 posted: 21 Apr at 8:11 pm
Take your broke, poor, idiotic immaturity somewhere else! Those of us who are thriving because of what Dave teaches will continue to prosper!
jwill808 posted: 21 Apr at 8:26 pm
Dave Ramesy is a fucking retrad…Buy what he says and you will be broke.
Leo posted: 08 May at 6:36 pm
Whichever advice you decide to take, you should always “diversify”. By spreading your investments, you are minimizing your risk. “Don’t put all your eggs in one basket”.
Amy@Free Family Advice posted: 29 May at 6:18 pm
Great advice as always. Thanks again.
.-= Amy@Free Family Advice´s last blog ..First Challenge For Family Health and Fitness Challenge =-.